Town Center Bank - Business Deposit Products

(effective July 2009)

Checking Accounts

Features	Small Business Checking	Commercial Checking	Business Interest Checking
Minimum Opening Deposit	$100.00	$100.00	$100.00
Interest Bearing	No	No	Yes
Monthly Maintenance Fee	$5.00	$12.00	$5.00
Balance to Avoid Monthly Fee	Minimum daily balance of $1,500.00	Earning credit applied to combined non-interest account balances to offset all fees	Must maintain a daily balance of $1,000.00 to earn interest and avoid a monthly fee
Item Charges	None up to 200 items; after 200, $.50 each	$.75 per deposit $.12 per dep item $.18 per debit $.18 per ACH $.10 per roll coin	None

Savings & Investment Accounts

Features	Business Money Market	Business Statement Savings	Certificates of Deposit
Minimum Opening Deposit	$2,500.00	$100.00	$2,000.00
Interest Bearing	Yes	Yes	Yes
Monthly Maintenance Fee	$10.00	$3.00	None
Balance to Avoid Monthly Fee	Must maintain a daily balance of $2,500.00 to earn interest and avoid monthly fee	Must maintain a daily balance of $250.00 to earn interest and avoid monthly fee	None
Item Charges	$5.00 for items over allowed transactions	Transactions from a savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per month with no transfers allowed by check, debit card or similar order to third parties.	None