 | | |  Y ou can choose from all the following checking, savings and money market accounts to manage your household’s money. Your Town Center Bank Checking Account will earn interest whenever your balance is over $1,000.00. We are paying competitive rates on our checking account. You can have 24/7 access to your account with our Debit Card and free On-Line Banking. | | Debit Card
 Your Town Center Bank MasterCard® debit card lets you make purchases locally or around the world just as if you were writing a check. Use it to pay for purchases and save money on finance charges since the money comes directly from your checking account rather than a credit card. Also, get cash from automatic teller machines just about anywhere. It is safe, convenient and easy to use. Apply now for your debit card by calling or stopping in at either of our convenient locations. | | | | Checking Accounts
| Features | Free Interest Checking | Money Market | Premier Interest Checking | | Minimum Opening Deposit | $100.00 | $2,500.00 | $10,000.00 | | Interest Paid | Monthly | Monthly | Monthly | | Account Requirement | Interest only paid on balances over $1,000.00 | Must maintain a daily balance of $2,500.00 to earn interest and avoid monthly fee | Must maintain a daily balance of $10,000.00 to earn interest and avoid monthly fee | | Fee | None | $10.00 if balance falls below $2,500 | $20.00 if balance falls below $10,000.00 | | Check Writing Fee | None | $5.00 per item over allowed transactions
| None | | ATM Access | Yes | No | Yes |
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DEPOSIT YOUR CHECKS FROM HOME
Now you can deposit your paycheck and other checks to your Town Center Bank account without leaving home. Just use your home scanner and email them to us from home, from out-of-state, from anywhere. Our unique HomeScan® service is fast, easy and saves you money, too. It’s free for the first 12 months if you sign up now. Save gas. . .save time with HomeScan. Stop in soon for a free demonstration. | 
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| | | | SAVINGS & INVESTMENT ACCOUNTS
 W hether you are saving for the downpayment on a home or just for a rainy day, we can help. Start with our Regular Savings Account or, for larger sums and higher interest, use our Platinum Money Market Account or Certificates of Deposit all paying competitive interest rates. | |  For children, our Minor Savings Account can teach good savings habits at an early age. Our Certificates of Deposit are available in a range of terms from 6 months to five years. Each depositor is insured to $250,000 through December 31, 2013, and higher insurance, up to $50 million is available through our CDARS® program. Talk with our Personal Bankers and they will be happy to help with all your savings and investment needs.
| | | | Savings & Investment Accounts
| Features | Personal Statement Savings | Certificates of Deposit | Minor Statement Savings | | Minimum Opening Deposit | $100.00 | $1,000.00 | $50.00 | | Interest Paid | Quarterly | Varies | Quarterly | | Account Requirement | Transactons from a savings account to another account or to third parties by preauthorized,automatic,telephone or computer transfer are limted to six per month with no transfers allowed by check,debit card or similar order to third parties. | None | Transactons from a savings account to another account or to third parties by preauthorized,automatic,telephone or computer transfer are limted to six per month with no transfers allowed by check,debit card or similar order to third parties. | | Fee | $3.00 if balance falls below $2,500 | None | None | | Check Writing Fee | None | None | None | | ATM Access | Yes | None | Yes |
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